Index Universal Life Perception vs. Reality

Many of us have expectations and/or misconceptions based on "common knowledge" or a limited view of the world around us. This screen exposes and offers rebuttals to several common IUL misconceptions.

There are several common myths or misconceptions regarding IUL contracts. People have been told that they are risky, expensive, and their costs increase over time.

In reality, there are many positive attributes associated with IUL contracts. They...

•Can eliminate negative market risk

•Are not taxed annually on their growth

•Are more cost efficient over time than most other investments

•Can offer unrestricted access to borrow against policy values

•Have death benefits, where other investments offer none

No math presented on this screen.