TVM+ Time Value of Money Calculator

Use this tool as an easy way to calculate industry standard time value of money results, historic inflation averages, life expectancy and common arithmetic.

To use, select the button for the unknown value to solve for, and then adjust the remaining assumptions.

PV = Present Value

Pmt = Payment (per period)

Period = Number of compounding periods

Rate = Annual Interest Rate

FV = Future Value

Inflation History and Life Expectancy calculators have on-screen usage prompts.

No script is provided for this screen.

TVM calculations are based on standard formula for such calculations (too esoteric to be detailed here.) Results can be validated if desired using a HP financial calculator or Excel TVM functions.

Annual inflation data collected from U.S. Department of Labor Bureau.

Life expectancy tables taken from IRS Pub 590.